Charter Oak offers semester-based payment plans. Students are encouraged to enroll as early as possible in order to maximize the number of available installments.

Upon enrollment in the payment plan:

  • A $45 setup fee is required.

  • The first installment payment is due at the time of enrollment.

Only one payment plan may be active at a time, and it must be paid in full before students can enroll in a new plan. Students may make early payments to complete their plan ahead of schedule.

Need To Know:

  • If you add courses or your account balance changes during the semester, the remaining installment amounts in your current payment plan will automatically be adjusted.
  • A $40 late fee will be charged if an installment payment is missed.
  • Returned payments are considered late and will be charged a $40 late fee.

Spring 2026 Payment Plan

Spring payment plan are not available after 3/24/2026.

 

Payment Plan Enrollment Date Installment 1 Due Date Installment 2 Due Date Installment 3 Due Date Installment 4 Due Date Installment 5 Due Date
11/3/2025-11/13/2025 12/13/2025 01/13/2026 02/13/2026 03/13/2026 04/13/2026
11/14/2025-12/13/2025 01/13/2026 02/13/2026 03/13/2026 04/13/2026 ---
12/14/2025-01/20/2026 02/13/2026 03/13/2026 04/13/2026 --- ---
01/21/2026-02/13/2026 03/13/2026 04/13/2026 --- --- ---
2/14/2026-03/24/2026 04/13/2026 --- --- --- ---

 

  • Click the My Account Balance link to access the secure payment portal.

  • Select “View Payment Plan Options” in the center of the page.

  • Review the available "Payment Plan Options" and click “Enroll in Plan.”

  • Review and accept the eSignature Disclosure to continue.

  • The Payment Plan Terms and Conditions will appear. Read and click agree to proceed.

    • You will then be prompted to enter your initials to continue.

  • Enter your credit card or electronic check information for your first installment and the set-up fee.

  • Review and acknowledge the non-refundable service fee.
  • Last Step! Confirm all information and click "Pay" to complete payment plan set-up.